The Standard Stokvel System is simply based on donations or providing help (PH) and then withdrawals or getting help (GH). You decide to help someone and in return, someone will help you when your predetermined time is over. This is a peer to peer system, so no funds go directly to members.
This system can be manual or automatic, it can include referral bonuses, live chat, testimonials, re-commitments, announcements and other features according to your requirements. Members have their own dashboard to see their growth and countdown until withdrawal. Admins have their dashboard to control the whole system.
You can also include OTP verification with SMS and other SMS notifications.





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